This is how much money you need to make to feel financially secure

This is how much money you need to make to feel financially secureThis is how much money you need to make to feel financially secureFinancial insecurity is about more than just how you spend your money. Its a set of beliefs, attitudes towards looming issues like retirement, the state of their health, and comparisons to those who are considered financially well-off. YouGov examined this in-depth in a new report, Perceptions of Financial InsecurityThere is a stark divide in the country today between people who consider themselves haves and have-nots. When Americans were asked by YouGov if they considered themselves financially secure, 40% considered themselves secure, and 43% thought of themselves as financially insecure.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWhen you look at the numbers more closely, one in five (18%) definitely disagree that they feel financially secure.Markers that te nd to make people feel financially secure are no longer having a student loan (45%), owning a home outright (50%), and owning a home, even with a mortgage (44%). Other people said that financial security represented being free of debt, having enough money saved for retirement, and having a steady source of income.The well-off 11%Still, its hard to hit every marker, and only 11% of Americans definitely agree they are financially secure.Of the 11% who definitely agree they are financially secure, 47% earned an income of $60,000 or more, and 60% had money in the stock market. Between the two choices, 65% were either full-time employed or retired.This 11% also took care of their health. Over a third (37%) assessed their personal health as excellent and 44% said that on a scale from 1 to 5, healthy eating ranked a 5.The less-fortunate 18%Its the 18% of Americans that responded to YouGov that they definitely disagreed that they felt financially secure.Twelve percent of this group was unem ployed, and 46% of the groups family income was up to, but not exceeding, $29,999. Nearly half (45%) was very unconfident that they would be able to have enough saved for retirement.When it came to ranking their personal health, they were less confident than the well-off 11%, ranking their personal health at a very low 12%. When it came to how they ranked healthy eating, they deemed it neither important nor unimportant.People who see themselves as financially insecure are less likely to own credit cards, savings accounts, and store credit cards. For example, 56% of those questioned by YouGov did not own credit cards, and 54% did not participate in a savings account.For 18%, there is a great verstndigung im strafverfahren of anxiety and worry towards their financial state. A full 80% worry theyll never be able to save for a rainy day, and 72% say they worry a lot in general. Nearly 71% of the respondents say they dont take care of their health the way they should, and 68% say they ex perience anxiety about their life.These numbers are reminiscent by research in the Chicago Booth Review that argues that poverty itself reduces cognitive capacity. The researchers argue that worries and tasks related to money take up all the poor persons time, effort, and mental space, leaving little room for anything else.

How to React to Weird Interview Questions from Companies Like Apple and Tesla

How to React to Weird Interview Questions from Companies Like Apple and TeslaHow to React to Weird Interview Questions from Companies Like Apple and TeslaThere is a growing trend among the employers, to ask really weird questions on interviews. So whats the purpose of these weird questions? Is it making the recruiters happy?The answer is maybe. But there is a deeper reason behind questions such as If you were a vegetable, what vegetable would you be?Thanks to these questions, they can see how the potential new employee can react to something they didnt expect. It shows if interviewees can think outside the box. Some of the questions are specially designed to detect thejob seekers analytical thinking.So how do you react if you get this kind of question on an important job interview? Dont worry. Some of the genius answers we all saw on the web are just made up stories. Your answer doesnt have to be especially brilliant, but it should be somehow creative.Have no idea how to dress for a Job Interview? Try thissimple guide andimpress your future employerTake your time to think about it, but dont end up staring at the wall for a few minutes. Try to highlight your strengths in your answer. Think of something that wouldnt be a standard answer to the question. Make yourself easy to remember If you cant think of anything interesting, just say an honest answer. It is always better than saying nothing.Do you wanna know what weird questions you might expect from some of the largest companies in the world?Well, here you go.Do you need a Perfect resume?Check out ourUltimate Guide to a Killer ResumeShare Your Feedback or Ideas in the Comments

These are the Top 5 European cities for beer lovers

These are the Top 5 European cities for beer loversThese are the Top 5 European cities for beer loversLike wine in Italy, tequila in Mxico, and vodka in Russia, beer is an integral part of the culture and heritage in many European cities. Behind every amazing stout, pilsner, doppelbock, lager, and pale ale, youll find historically rich undertones of flavorful ingredients, brewing processes, and traditions.So, saddle up to the bar Here are a few of the best European beer cities to get your hops onMunich, GermanyOne couldnt begin to talk about great European beer cities without starting with Munich, home of the original and now world-famous Oktoberfest. With over three dozen beer gardens, rest assured youll find plenty of outstanding brews to suit your fancy, like Spatenbru, Paulaner, Lwenbru, Franziskaner, and Andechser- just to name a few. Some of the most popular places in the city to savor these traditional Bavarian varieties include Hofbruhaus, Hirschgarten, Augustiner Keller, Hac ker Pschorr, and CREW Republic Brewery.Discover MunichCity of MunichPrague, CzechoslovakiaWith a beer brewing tradition dating back to the early Middle Ages, Prague offers some of the most spectacular beer varieties in the world. Today, perhaps its most revered brewery isStaropramen, founded in 1869. Famous for its unique and authenticSaaz hops, Staropramens popularity lead it to become the largest brewery in Czechoslovakia by 1933. The excellent PilsnerUrquell, Budweiser(no relation to the U.S. version, and sometimes called Budvar),Gambrinus, andKozelare among those that have attracted many devoted Czech beer fans.Prague City TourismCzech Tourismlouvain, BelgiumLocated 16 miles (25km) from Brussels,is nicknamed The Beer Capital of the World. InBev, one of the worlds biggest breweries, is here too. Its the producer of brands such as Fosters, Corona, Becks, Modelo Especial,Brahma, and (American) Budweiser.Distinctive beer experiences characterize brewery tours atBrewery Stella Artois , Domus Brauhaus, and Brewery Hof Ten Dormaal(as well asbrewery bike trips and guided pub tasting tours). To pair your favorite beer with outstanding eats, visit Oude Markt (Old Market), which is home to most of Leuvens pubs and cafes.Visit LeuvenDiscover LeuvenZagreb, CroatiaIf Zagreb didnt come to mind as a noteworthy European beer city, think again. Croatias capital offers a treasure trove of fantastic breweries, including the citys namesake and the largest brewery in the nation, Zagreb Brewery- producer of the traditional Tomislav as well as Oujsko. Pivnica Medvedgrad offers unfiltered and unpasteurized beers like Gricka vjetica (Grich Witch), Crna kraljica (Black Queen), and Zlatni medvjed (Golden Bear), while Zmajska pivovara (Dragon Brewery) pours their own Zmajska pivovara Pale Ale.Zagreb Tourist BoardVisit Croatia Guide to ZagrebDublin,IrelandDark, toasty, smooth and dreamy describes Dublins celebrated Guinness Stout, the shining star at every one of the estimated 800 pubs dotted all over the city. Locals and tourists alike flock to historic joints like ODonoghues, also Dublins best known traditional Irish music pubMulligans, known as The Home of the PintThe Brazen Head, dating back to 1198 and officiallynamed Irelands oldest pub and St. Jamess Gate Brewery, featuring close to 60 taste bud tantalizing pale ales, stouts, IPAs, pilsners, porters, and more.Visit DublinTourist Office DublinThe above destinations notwithstanding, be sure to keep these other noteworthy European beer capitals in mindKrakw, PolandAmsterdam, The NetherlandsVienna, AustriaEdinburgh, ScotlandBruges, BelgiumCopenhagen, DenmarkThis article was originally published on Travel Squire.

A therapists tips for recognizing your own toxic behavior

A therapists tips for recognizing your own toxic behaviorA therapists tips for recognizing your own toxic behaviorToxicrelationships arent as saucy and exciting asBritney Spearsmade them out to be. Being able to distinguish whether a relationship is noxious - Is your partnergaslightingyou? Are they anarcissist? - is actually vital to your safety and mental health. But statistically, noteveryonecan be on the receiving end of harmful actions Many of us have problematic habits ourselves (though hopefully, they dont equate to emotional or psychological abuse). Toxic behavior manifests in many different forms, some more severe than others, so SoCal-based psychotherapist andProspect Therapyowner Sara Stanizai is here to help us spot ours and then put a stop to them.1. Get feedback from your loved onesWarning This step is the hardest, so dont stop reading just yet. Because honest introspection is so difficult, hearing firsthand from a person you may be hurting (whether theyre a family mem ber, S.O., friend) about how youre hurting them is the most direct way to discern your toxic habits. But you need to make it safe and comfortable for them to do so. Its a significant step that youre even indicating a desire to adjust your behavior, so that should be a cue to them that its okay to discuss this topic with you.Its up to them to speak up, but its also up to you to make it safe for them to speak up, Stanizai tells us. The number one way to do this is not to be defensive. Even if its an ouch when they say something.Instead, for the most productive results, process the information theyre providing you, and then express your feelings and reactions at a later time.It takes some time because they may still be hesitant, especially if you have a habit of exploding or shutting down, Stanizai says. But as they see you genuinely be open to what they say, they are more likely to say it in the future and will be kind about saying it too.2. Be open to others inputStanizai suggests jo ining a healthy relationships group (I know, not for everyone, she adds) or reading topical books. zu sich fave isHow to Be an Adultby David Richo. The healthy relationships groups - which can be mixed-gender, single-gender, or religious- or age-specific, according to the therapist - cover subjects such as anger management, healthy boundaries, sex and intimacy, and finances.Whats nice about groups is that those with more experience can help people less familiar with a topic, Stanizai encourages. That way, when someone with experience calls you out on your toxic behavior, youre more likely to hear it because youve built a trusting relationship with that person.Whether the advice or constructive criticism is from an author or another member of your therapy group, outsiders can typically offer a more objective perspective on a situation with no skin off their back, Stanizai explains, unlike a person being directly affected by your behavior.3. Start walking the walkNow that youve pinp ointed your harmful habits, its time to address them. To start, this simply means making up for them - and going all out.Im talking, the cheesiest, most romantic things you can think of, Stanizai says. But make sure its something they would want. Some people dont like you touching their carShe proposes gestures such as preparing meals, buying flowers, and thanking them for everything they do for you. It will feel silly, but it will also send a message that youre willing to do what it takes.Once youve incorporated these actions into your routine, they will likely stay there. However, the specifics of how to correct your problematic behavior (e.g., passive aggression, being controlling, being manipulative) will be on a case-by-case basis.This article welches originally posted on Brit + Co.

How to Launch an Accounting Career

How to Launch an Accounting CareerHow to Launch an Accounting Career*/Read the infographic text.HOW TO LAUNCH AN ACCOUNTING CAREERCFOs were asked, In which one of the following employment environments would you recommend todays accounting graduates begin their careers?56% of CFOs recommend a small to midsize company2015*2010**2005***Small to midsize company56%56%46%Small to midsize public accounting firm24%16%30%Large corporation12%14%9%Large public accounting firm7%8%10%Other/dont know1%6%5%Which of the following areas of specialization would you recommend to someone just beginning his or her career in accounting?74% of CFOs recommend general accounting2015*2010**2005***General accounting74%60%49%Tax accounting8%10%10%Internal auditing7%12%17%Cost accounting7%9%13%Credit and collections3%8%6%Other/dont know1%1%5%Source *Accountemps survey of mora than 2,200 CFOs in the United States**Accountemps survey of more than 1,400 CFOs in the United States 2017 Accountemps. A Robert Half Comp any. An Equal Opportunity Employer M/F/Disability/Vet.

Top Accountant Resume Sample Guide!

Top Accountant Resume Sample Guide Definitions of Accountant Resume Sample Highlighting yur abilities and to-the-point expertise in resume is bound to pull the employer and providing you a prospect of interview. Hence, its required to understand just what is necessary for the job and you have to highlight the exact same at the start. Learn what skills are required for the job. In addition, should youre attempting to obtain a job which is outside your existing specialty, you will need to TARGET your resume to prove to the hiring manager which you have the skills to do the job. In the fruchtwein recent example, very few might have a Masters Degree. Crafting a great Resume Objective is a superb approach to begin. If you possess such a skill then do highlight the exact same. Crafting a strong accounting resume is not simply important, its mandatory Accounting among the samples listed in Sample Resume Templates found in internet site, will help applicants to share their backgr ound for accounting through developing a professional resume. Many accountant resume samples that you will discover online do not supply the degree of detail necessary to assist you to structure yours. The expert experience section expands on the info supplied in the summary. The accounting resume templates are the formats that will be easily relied upon in order to create some of the very best and informative resumes for accounts people. Accountant Resume Sample the Ultimate Convenience The employer would like to employ a man who have multiple expertise in accounts field and hes done significant quantity of work at various levels like as an accountant, senior accountant, auditor etc.. The Senior Accountant needs to keep the balance between the true company budget and forecast amounts. You are interested in being certain to list all programs youre fluent in, so the hiring manager can quickly recognize the software that the firm uses if its on your list. Accounting involves u sing various specific software programs, and you need to be certain that your prospective employer understands that you are least tech savvy. Utilize our accounting resume samples to find a clearer idea of the information employers could be searching for from you. To begin with, you should communicate your objective. Your summary has to be concise, but nonetheless, it also needs to provide enough info to pique readers interest. A resume objective is usually one of the very first things a hiring manager sees as its located at the peak of the resume. Theres 1 thumb rule which you need to follow. When youre sure that you ought to make an application for the position or youre searching for a change then you could always confirm the sample resumes which are on the net. By taking a look at a professional resume example, you might obtain some suggestions for writing your very own professional resume... you can locate some high quality professional resume samples here A top quality s ample accounting resume will contain each of the key terms and phrases an employer will be searching for a number of times throughout the resume. Requirements to become an accountant vary based on specialization, but nonetheless, it generally contains a simple college degree in accounting and finance and certification by means of an expert agency. Accountant position in US its a wide position, which might call for unique responsibilities. Do not focus too much on the way the accountant position will profit you. Internal auditor positions may bring in lots of well-qualified candidates. Entry-level position applicants need a bachelors degree. Naturally, the amount of your resume isnt only dictated by industry. Provide the qualification that has gained and which is related to the position. Be specific what position you need and exactly what you can provide. The War Against Accountant Resume Sample Accountant Resume A resume will be required by employers if youre asking for a job as an accountant. The recruiter would like to know if youre the correct person for the job. In that instance, you might require a bookkeeper resume instead. Resumes can be somewhat simple to make. The Pain of Accountant Resume Sample Now you know about the best resume samples, you should begin writing one today so you can further enhance it by the moment you submit it to a tauglichkeit employer. As the individual in charge of a corporations money records, youll have a good deal of tasks to do. For each project you do for over 40 hours, youre forced to generate a personal evaluation. Care for your customers well with reliable, timely company, and youre going to have difficulty getting rid of them. Whats Actually Happening with Accountant Resume Sample Businesses are ready to pay top dollar for a fantastic accountant. Technical skills now are also essential for employers since they need to lower cost on training in using such accounting computer software. Computer skil ls on resumes are becoming more and more critical for accountants.

10 Gig Economy Gigs

10 Gig Economy Gigs 10 Gig Economy GigsPosted March 12, 2019, by EleshaThe rise of the gig economy shows no signs of slowing down. More people are choosing to work for themselves, creating a full-time income or side hustle from sources that pay per task rather than a salary. The flexibility of controlling your own schedule, often working from home, makes the gig economy attractive for so many. Could it work for you too? Check out these 10 gig economy gigs.Instagram ExpertWith 1 billion active users in 2018, Instagram is the distributionspolitik to be to get noticed. Personal brands through to big business are vying for advertising space on the platform and want savvy Instagram marketers to help them stand out.Love the gram? Maybe youve got what it takes to be a successful freelance Instagram marketer. Youll need to understand the platform and its ever-changing algorithms, build a brand voice with engaging content, report on performance metrics and manage paid campaigns, so for this w ed recommend a course in social media marketing.Uber DriverDriving for Uber is one of the classic gig economy gigs almost anyone with a licence and a Uber worthy vehicle can do. Once youve made official Uber driver status, you pick up and drop off passengers in your local area. Work when you want, as much as you want. Find out how much you can make as an Uber driver with this handy calculator.If driving people around isnt your thing, what about driving food around? Check out Uber Eats. You deliver meals all over the city and dont even need a car, a bicycle or scooter will do just fine. Video MarketerThe popularity of video marketing has boomed across digital channels. As has the demand for people with the skills to make videos that convert, grab attention and are shareable. On the freelancing platform, Fivver Pro, video marketing is one of the highest-paying gigs for work that includes interviews, testimonials, documentaries, and demos. Youll need experience in creating videos for c ontent marketing and excellent ability to manage people, time and deliverables.DressmakerAre you a fashionista with a sewing machine and gift for dressmaking? You might have found your distributionspolitik in the gig economy. Peer-to-peer service platform, Airtasker, has categories dedicated toclothing services from simple alterations through to bridal dressmaking services. Work from home, when you want, doing something you love. Freelance ChefIf youre a chef looking for more flexible working arrangements, check out Chefs2go.This Aussie site offers some culinary gig economy vorkaufsrechts and looking for experienced chefs for freelance roles in Australia. Or, theres Take A Chef, an international platform where chefs cook on a gig basis for private dining events. Artificial Intelligence ProgrammerChange is the new constant and the tech space offer some of the best paying jobs in the gig economy. The world of artificial intelligence (AI) is a lucrative opportunity for programmers who are able to develop algorithms for machine-learning programs with programming languages including C++, Matlab, and Python.As AI steadily infiltrates almost every single industry, the demand for programmers with these skills has skyrocketed. Check out platforms like Freelancer.com to land one of these in-demand gig economy gigs. Need to get touch up your skills first? ur range of programming courses should do the trick.Public Relations GuruSites like CloudPeeps could spark your new career in freelance public relations.Covering all PR communication affairs from corporate events to press releases, you can work on a gig basis for specific events and launches. Or foster an ongoing relationship with your freelance clients by developing promotional content or provide editorial content management services.Drive A Mobile BillboardHow does turning your car into a billboard sound? Well, its one of the gig economy gigs that doesnt require any experience....except drivingSydney start-up Wrappli is giving drivers the chance to earn extra cash each month by wrapping their cars in advertising with some of Australias leading brands. In 2018, more than 2600 drivers had signed up for some mobile billboard action and according to Wrappli can earn anywhere from $300 - $600 per month. Look After Homes and GardensCare Australia membership-based service that connects families with experienced housekeepers, gardeners, babysitters, nannies, child care professionals. While it is a member site, no fee is involved for the gig seeker on the basic membership. The site offers one-off jobs in addition to ongoing, flexible work although clients will specify hours required. A great option for anyone looking for cleaning and home maintenance jobs to pocket a little extra cash or as an income. Voice Over TalentHave THAT kind of voice. One that would sound great on TV, radio or social media advertising? You might be able to land yourself one of the more unusual gig economy gigs - a voice over tale nt job. Brands are on the lookout for voices over in all styles, languages and accent imaginable. Freelance platform Fivver has a category dedicated to voice over artists charging fees for their vocal service from $7.50 through to $315.00. In fact, one Fivver gigger made almost a million dollars providing voice over services. WOW.The Most Popular Platforms To Find GigsReady to get your gig on? Check out platforms like Airtasker, Fivver, Fivver Pro, Freelancer and Upwork for literally thousands of gigs waiting to be startedBachelor of Communication (Digital Media)Study modeOn CampusOnlinePayment optionsHECS-HELPUpfront paymentEnquire Online Enquire OnlineSocial Media absatzwirtschaft ResourcesAssistant fashion designer cover letterGraphic design graduate resumeCareer Insider StoriesYves Makhoul - Social Media ManagerRichard Snowden - Content & Social Media ManagerRiley Spratt - Social Media, PR & Marketing SpecialistKaren Png - Freelance Social Media & Digital Marketing ConsultantInt erested in becoming a?Marketing AssistantSocial Media ManagerCopywriterSocial Media StrategistContent ManagerPopular Career Searcheshow to become a social media manager in australiakey selection criteria examples social media managersample cover letter for social media managersocial media manager resume samplesocial media manager interview questions and answersSocial Media Marketing CoursesCertified Digital Marketing Professional (CDMP) CourseEnquire Online Enquire OnlineDiploma of Social Media MarketingEnquire Online Enquire OnlineMaster of CommunicationEnquire Online Enquire OnlineBachelor of Marketing and CommunicationEnquire Online Enquire OnlineEleshaRelated ArticlesBrowse moreDesignDesign yourself a brighter careerAs Aristotle once said, There can be no words without images, and in todays world there can be no images without designers.Creative careersDesignCareers in ArtThere is a plethora of careers available in the art world whether you are interested in creating, buying, se lling, teaching, analysing or organising the masterpieces of tomorrow.DesignDesigningHow To Become A Graphic DesignerIf kerning is your calling and stop-motion gets you animated, it might just be time to consider a career in the multifaceted world of graphic design.